ACCIDENT REPLACEMENT VEHICLES
WHY CHOOSE IMOK?
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No Limit to Hire Period or KMs
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No Deposit or Security Bond Needed
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$0 Excess - Damage Waiver (Hire Car)
(T&Cs Apply)
Unlike Other Providers, IMOK Transfers The Financial Risk Of Obtaining A Replacement Vehicle From The Client To Themselves
ZERO-COST GUARANTEE
INSTANT APPROVAL &
SAME DAY DELIVERY
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15+ Locations Australia Wide
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4,000+ Accident Replacement Vehicles
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Includes Deliveries To Rural Areas
GET PAID MORE FOR SETTLEMENT
IMOK Are All Former Insurance Case Managers So We Have Inside Knowledge On How To Maximise Your Settlement
WHY USE ACCIDENT REPLACEMENT VEHICLE SPECIALISTS?
No Upfront Costs (Bond & Security Deposit)
No Impact On Your Insurance Premiums
Like-For-Like Replacement Vehicle
Convenient Hire Car Delivery / Pick Up
Brand New Genuine Part Repairs
$0 Excess - Damage Waiver (For Hire Car)
ACCIDENT REPLACEMENT VEHICLES
SUV
PRESTIGE
ELECTRIC
I'M OK | INSURERS | |
|---|---|---|
INSTANT APPROVAL & DELIVERY | ✔️ | ❌ |
NO SECURITY OR BOND REQUIRED | ✔️ | ❌ |
EXCESS (IF HIRE CAR DAMAGED) | $0* | $5,500+ |
MAX INSURANCE PAYOUT | ✔️ | ❌ |
RIDESHARE HIRE CARS | ✔️ | ❌ |
INS PREMIUMS UNAFFECTED | ✔️ | ❌ |
UNLIMITED HIRE PERIOD | ✔️ | 14 Days Limit |
BRAND NEW PART REPAIRS | ✔️ | ❌ |
WHY USE IMOK?
HOW IT WORKS
APPLY
Apply for Accident Replacement Vehicle Online or Call 1300 871 185 to Lodge via Phone
REPAIRS
As An Added Bonus, We Regularly Monitor Your Repairs To Ensure It Meets Manufacturer's Specifications With Genuine Parts Used
APPROVAL
Upon Approval in 24 Hours, Our Accident Management Specialists will Tailor an Accident Solution Plan to Suit You and Your Needs
COMPLETION
Once Your Vehicle Is Fully Repaired, We Will Come Collect Our Hire Car For Your Convenience
DELIVERY
Like-For-Like Accident Replacement Vehicle will be Delivered to Your Doorstep
COST RECOVERY
We will Recover Costs Involved in this Process from the At Fault Insurer. Regardless of Whether We Successfully Recover or Not, You Will Not Be Liable For The Costs
WHY ACCIDENT REPLACEMENT VEHICLES WITH INSURERS SHOULD BE A LAST RESORT
Most ideal choice would be to use someone other than your own Insurance Company. We know it feels like it is a waste of money to pay annual premiums without having to use it, however we can promise you that your premiums will increase at your next renewal date and even moving Insurance companies will not help reduce it as your claim will stay on record for at least 5 years.
It is unfair to incur a penalty for an accident you were not at fault for, however if you were to claim through your own Insurer, you are essentially creating more work for them which means salary costs and they will also have to pay for the repair costs upfront before they can recover the costs from the other Insurer, meaning they will have to bear the risk. Not only that, Insurers' systems are designed to always use claims history as a means to calculate your premiums because from their perspective, if you have lodged a claim before then the probability of you claiming again in the future is higher than those who have not, regardless of whose fault the accident was.
Even if you were simply only applying for a Accident Replacement Vehicle through your own Insurer without having them to repair your vehicle, the Insurers will still require you to lodge a claim in order for you to receive your Hire Car benefits.
Furthermore, Insurers will often limit not only the cost of the Accident Replacement Vehicle but also the Hire Period to just 14 - 21 days.
SEE THE BENEFITS FOR YOURSELF
Benefits in using IMOK just far out weighs any alternatives especially with our Accident Replacement Vehicle services as we offer $0 Excess - Damage Waiver to provide our clients a peace of mind while renting. Clients would feel a world of difference from having to drive around in a Accident Replacement Vehicle with $5,500.00 Excess (Standard Vehicles) and furthermore you would be required to pay a Security Bond and Upfront Deposit as well before you are able to take the keys. However, this is just the tip of the iceberg.